While having medical insurance is important; however, being underinsured is actually a larger problem. In 2014, 31 million Americans are underinsured, with the majority resulting from employer-based health plans. According to The Commonwealth Fund, the number of underinsured has remained unchanged, since 2014. Likely, this trend will continue. What is Underinsured? Underinsured people have health […]

Health Insurance Premiums Increase

Health insurance premiums for 2016 are on the rise. Yesterday, we posted a blog on the difficulties of reducing healthcare costs. It has been hard for universal or single payer healthcare systems to keep costs low and Affordable Care Act is no exception. The exchange health insurance plans, which vary by state, will have increasing premiums for […]

Single payer healthcare system failed, will we?

Since 2011, Vermont has held the distinction of both designing and implementing the best healthcare system in the country. The single payer option seemed to make the most sense to policymakers due to the state’s small population and low levels of economic inequality. In other words, there was a small amount of people that shared, […]

A fight for health insurance subsidies

This Supreme Court case could cause a massive change to the Affordable Care Act, impacting roughly 6.4M Americans. The case is around the Federal health insurance subsidies given to Americans to help them pay for health insurance on the exchange. The impacted group of Americans would lose $1.7B a month in subsidies, resulting in anyone […]

Affordable Care Act Repeal

It’s here! The Republican package to repeal the Affordable Care Act (ACA). The repeal is on the Supreme Court’s schedule to be reviewed later this June. The Affordable Care Act Repeal would take effect January 1st, 2016. Literally, in the next 6 months. While King vs. Burwell is currently addressing the health insurance subsidies, this […]

Member complaints lead to ACA Changes

Good News for people who bought health plans on the exchange or more commonly referred as “The Affordable Healthcare Act” aka “ObamaCare”. The government is adding more guidelines for provider directories for health insurance companies. The changes are directly related to the volume of complaints from you, the member. Why is this good? The provider […]

Preventive services a cost reducer?

There are numerous articles about preventive services, but can these initiatives decrease healthcare costs? It might be worth the doctor visit, but we all have to help! In the past few years, there has been an increased emphasis on preventive services. A preventive service is precautionary measure to prevent disease, disability, and death, while promoting healthy […]

Companies refute ACA Preventive services?

Recently, Hobby Lobby filed a lawsuit against the Affordable Care Act (ACA) aka ObamaCare, regarding the Birth Control Mandate. The Mandate required all companies must provide contraceptive coverage to their employees. This may cause some concerns, as the ACA preventive services mandate is designed to promote wellness and to protect employee rights. Nevertheless, here is […]

The Birth Control Mandate and You!

Great news! Read below for the facts about the Birth Control Mandate. The Federal government just updated the rules and regulations in your favor. Initially, it specified legally state health insurance companies would be required to cover 1 form of contraceptives, but NOW the requirement is to cover all 18 FDA-approved types of contraceptives without cost […]