How to Find the Right Consultant

How to Find the Right Consultant Previous Next There is an estimated range of 400K-800K consultants employed in the U.S. today. The majority of consultants are within the technology and business industries. A quick search on the keyword “consultant” results in 100s of options. There are even reviews on top consultants to point you in […]

Flu Season 2018, No Joke

Flu Season 2018… Yikes! The problem with any cold and flu season is our inability to hide from the world until it’s over. Even if you received a flu shot recently, you are still susceptible to the strain this year. This is the 1st time in over 15 years where the flu is widely active […]

Healthcare Cost Maternity Estimator

Most expecting parents wonder what the healthcare costs are for a baby. There is a simple approach to guide you. There have been a number of changes to health insurance in the past few years, mandating more benefits for maternity coverage. Our step by step insurance explanation will provide a little insight into the complicated […]

3 Ways to Save at the Pharmacy

The best tip to save at the pharmacy is to know your insurance benefits might not be the best price available. Most insurance plans have a “tier” drug pricing structure. Basically, costs start low for generic and commonly used prescriptions. However, brand names or new drugs will cost much more. The best advice is to […]

3 Ways to Avoid Denials

It’s denial season! A denial is a confirmation from a health insurance company that payment will not be made for a particular service or visit. Basically, you are paying most, if not all of the cost. If you used your health insurance already this year, you are at risk.

Holiday Medical Costs Add Up

Holiday Medical Costs Add Up Are you buying gifts for the holidays? You might want to budget for a few additional costs. During the holiday season, there is an estimated 80,000 injured people due to accidentally over-celebrating during the holiday season. From Thanksgiving to New Year’s, emergency room and hospital admissions increase each year. This […]

Underinsured?

While having medical insurance is important; however, being underinsured is actually a larger problem. In 2014, 31 million Americans are underinsured, with the majority resulting from employer-based health plans. According to The Commonwealth Fund, the number of underinsured has remained unchanged, since 2014. Likely, this trend will continue. What is Underinsured? Underinsured people have health […]

2015 Top 5 Health Insurance Plans for Small Businesses

Do you need health insurance for your company or maybe your current insurance isn’t cutting it? In this article, you will find the best health insurance plans for small businesses to suit any combination of employees’ benefit needs. Here at Healthcare Deciphered, we used our expertise to rank plans according to several criteria, which we […]

Top 10 Indicators you have the wrong insurance

Do you think you pay too much for health insurance? This might be the case. How can you know for sure? Below is a list of indicators that could be driving up how much you spend on healthcare each year. If your health plan includes any of the below “benefits”, it might be time to […]

Health Insurance Premiums Increase

Health insurance premiums for 2016 are on the rise. Yesterday, we posted a blog on the difficulties of reducing healthcare costs. It has been hard for universal or single payer healthcare systems to keep costs low and Affordable Care Act is no exception. The exchange health insurance plans, which vary by state, will have increasing premiums for […]