Great news! Read below for the facts about the Birth Control Mandate. The Federal government just updated the rules and regulations in your favor. Initially, it specified legally state health insurance companies would be required to cover 1 form of contraceptives, but NOW the requirement is to cover all 18 FDA-approved types of contraceptives without cost sharing. This means the costs of the contraceptives must be paid in full by the health insurance company and cannot be applied to co-payments, deductibles, or co-insurance. In other words, there is no patient responsibility.
The 18 types of FDA-Approved contraceptives include for the Birth Control Mandate:
- Sterilization surgery
- Surgical sterilization implant
- Implantable rod
- Copper intrauterine device
- IUDs with progestin (a hormone)
- Oral contraceptives (the pill), with estrogen and progestin
- Oral contraceptives with progestin only
- Oral contraceptives, known as extended or continuous use that delay menstruation
- The patch
- Vaginal contraceptive ring
- Cervical cap
- Female condom
- Emergency contraception (Plan B/morning-after pill)
- Emergency contraception (a different pill called Ella)
If you are paying for any of the above medications or services, you may not need too moving forward. This is a significant clarification in the Affordable Care Act, related to the Birth Control Mandate. Please take advantage, if applicable, of this opportunity. If you have additional questions, please ask our Healthcare Deciphered Experts.
Now I ask you, since you utilize these services, do you consider this a victory?