This is definitely a time of uncertainty. While we stay quarantined at home due to the Coronavirus, a number of us furloughed or out of work, there is a lot of financial concerns. Let’s not let medical bills be another stressor. This is the very dry, somewhat overly detailed facts about the Coronavirus and […]
Medical Deductible season is here! Why are my medical bills so high in January? How much is my deductible? Each year individuals and families struggle to identify what medical services “apply to” the deductible. Honestly, thinking about medical expenses is frustrating. Personally, I don’t blame you. However, it is important. Here’s why: Why it matters […]
Flu Season 2018… Yikes! The problem with any cold and flu season is our inability to hide from the world until it’s over. Even if you received a flu shot recently, you are still susceptible to the strain this year. This is the 1st time in over 15 years where the flu is widely active […]
Have you talked to your doctor over the computer yet? If not directly, likely your doctor has consulted with other physicians when needed. Telemedicine allows patients and doctors to offer virtual consultations and receive payment. The trend is growing rapidly. There are several health plans that pay for these services, even Medicare. YOU have the […]
Most expecting parents wonder what the healthcare costs are for a baby. There is a simple approach to guide you. There have been a number of changes to health insurance in the past few years, mandating more benefits for maternity coverage. Our step by step insurance explanation will provide a little insight into the complicated […]
The best tip to save at the pharmacy is to know your insurance benefits might not be the best price available. Most insurance plans have a “tier” drug pricing structure. Basically, costs start low for generic and commonly used prescriptions. However, brand names or new drugs will cost much more. The best advice is to […]
It’s denial season! A denial is a confirmation from a health insurance company that payment will not be made for a particular service or visit. Basically, you are paying most, if not all of the cost. If you used your health insurance already this year, you are at risk.
Are you ready for the New Year? Let us ask another way, are you ready for your deductible? Most health insurance plans have high payment requirements that must be met before your insurance really starts. This is the trend right now for health coverage, whether or not it’s affordable. Most deductibles, which must be met […]
Holiday Medical Costs Add Up Are you buying gifts for the holidays? You might want to budget for a few additional costs. During the holiday season, there is an estimated 80,000 injured people due to accidentally over-celebrating during the holiday season. From Thanksgiving to New Year’s, emergency room and hospital admissions increase each year. This […]
While the healthcare industry has made significant strides in decreasing the number of people who are uninsured, thousands of Americans remain underinsured, an estimate 31 million If you are underinsured, it means you are paying more for healthcare than you can afford, even if you are currently enrolled in a health insurance plan.